Archives

Down payment assistance comes in vanilla, chocolate, and sometime with sprinkles. Ok, you get the idea it comes in many flavors. Most homebuyer assistance programs can be used for a down payment or closing costs. But generally, not for both. Below are the most common homebuyer assistance programs: Silent Second Mortgage Homebuyer Grant A Silent…

Ok so exactly what is earnest money? Determining the amount of earnest money is an important part of the buying process. It tells the home seller you are in earnest as a buyer, it also is a way for you the buyer to pay part of your closing cost up front. The earnest money check is normally…

When you purchase a home, you’ll have to pay closing costs: These fees, paid typically to a title company are to facilitate the sale of your home. The term “closing costs” is a catch all phrase for fees associated with the purchase of a home outside the sale price. You are probably wondering who pays…

      When most of us purchase a home, we hire a home inspector to make sure the home is in decent shape. We want to have an idea what awaits us before we move in. When you hire a home inspector there are several questions to ask that will help you pick a…