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    No matter what industry you’re in there is terminology you will to understand or at least have a basic knowledge of if you wish to navigate successfully. In real estate its no different. Your agent should be able to help you understand the jargon used during your transaction. So, don’t be afraid to…

Down payment assistance comes in vanilla, chocolate, and sometime with sprinkles. Ok, you get the idea it comes in many flavors. Most homebuyer assistance programs can be used for a down payment or closing costs. But generally, not for both. Below are the most common homebuyer assistance programs: Silent Second Mortgage Homebuyer Grant A Silent…

Ok so exactly what is earnest money? Determining the amount of earnest money is an important part of the buying process. It tells the home seller you are in earnest as a buyer, it also is a way for you the buyer to pay part of your closing cost up front. The earnest money check is normally…

When you purchase a home, you’ll have to pay closing costs: These fees, paid typically to a title company are to facilitate the sale of your home. The term “closing costs” is a catch all phrase for fees associated with the purchase of a home outside the sale price. You are probably wondering who pays…